EK-Alpha Solutions
What is Medicare?
Medicare is a federal health insurance program in the United States that primarily provides coverage to:
- People aged 65 and older
- Certain younger individuals with disabilities
- People with End-Stage Renal Disease (ESRD) – permanent kidney failure requiring dialysis or a transplant.
The Four Parts of Medicare
- Part A – Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
- Part B – Medical Insurance
Covers doctor visits, outpatient care, medical supplies, and preventive services.
- Part C – Medicare Advantage Plans
Offered by private companies approved by Medicare.
Combines Part A and Part B, and often includes Part D (prescription drug coverage) along with extra benefits like dental, vision, and wellness programs.
- Part D – Prescription Drug Coverage
Helps cover the cost of prescription drugs.
Plans are offered by private insurance companies approved by Medicare.
Why is Medicare Important?
Provides affordable and quality healthcare to seniors and individuals with disabilities
Helps reduce financial stress due to medical expenses
Offers flexible plan options to meet individual healthcare needs
